Ready Reserve
When Life Happens!

A Personal Ready Reserve loan can save you money by automatically transferring funds into your checking account when you need it. Funds are transferred from your Personal Ready Reserve loan to your checking account when your checking balance falls below a level set by you. Personal Ready Reserve is perfect for people on the run.

  • No fees for loan advances.
  • No annual maintenance fees.
  • No fees for unused balances.
  • You can pay off all or any part of your outstanding balance at any time without penalty.

When you use your Personal Ready Reserve, your finance charge will begin to accrue when an advance is made to your checking account. We will apply a daily periodic rate of .04931% to the "principal balance" of your loan account. This is equal to an ANNUAL PERCENTAGE RATE of 18%.

To add this feature to your checking account, contact one of our lenders today at (651) 462-7611.

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