Savings To Checking Overdraft Protection

Looking out for the needs of our customers is one of our top priorities. That is why we offer products such as Savings to Checking Overdraft Protection. You no longer have to pay high overdraft fees, or high interest rates on lines of credit. We are looking out for your financial success!

Protect yourself against overdrafts using your own savings account. This feature can be added to any checking account. If your checking account balance falls below zero we will automatically transfer funds from your savings account to cover the shortage. The fee for this service is $2.00 per daily transfer. A substantial saving in overdraft fees and you can be assured that your checks will be covered. Ask a Customer Service Representative today about adding this feature to your checking account.

Please note: This feature is not meant as a means of carrying a zero balance checking account and regular per items fees will apply as listed below.  

Statement Savings & Looney Tunes Savings will be assessed a $1.00 Per Debit Fee for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of the account) in excess of three during a statment cycle or calendar month. 

Insured Money Market Accounts will be assessed a $5.00 Per Debit Fee for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a monthly statement cycle.  Withdrawals or Transfers from an IMMA Savings account to another account or to third parties by preauthorized, automatic, telphone order or instruction, or by check, draft, debit card of similar order are limited to six per statement cycle. 

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